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How to Collect From Slow-Paying Customers

There could be any number of legitimate reasons your customers aren't paying their bills on time. They may not have received the bill. They could be dealing with an overwhelming amount of debt and shame. Or they may be in the habit of paying after...

Paying Debts During a Time of Disaster

Our hearts go out to the families and those affected by the storms and floods in Texas and Louisiana. Entire neighborhoods are submerged, belongings and pets left behind, and many homeowners hoping they have documents to rebuild their lives after...

How to Get a Debt Collector Off Your Back

Receiving a debt collector phone call during dinner can make you lose your appetite. Knowing you're behind on bills is frustrating enough not to be reminded about it daily with phone calls or other reminders. The angst and stress caused by late...

How to Pay Bills with Little Money

When money's tight, it's easy to fall into analysis paralysis and choose to ignore incoming bills. Unopened bills pile up, eviction notices, shut-off notices, and endless phone calls from debt collectors cause more stress. The shame of trying to...

The Best Way To Improve Your Credit Score

Credit scoring determines if you get a loan for a house, a car, or any other major purchase. Based on your past behavior with credit purchases and paying those debts, your credit score could also determine if lenders or creditors will trust you...

Tax Refunds Provide an Opportunity for Customers to Pay Down Debt

With credit card debt in America inching closer to $1 trillion, more consumers than ever are facing low or falling credit scores. For some, tax season means the possibility of a tax refund. While it's tempting for consumers to consider all the ways...

American Middle Class is Reducing Reliance on Banks

With more Americans living paycheck to paycheck, Professor Lisa Servon decided to understand why people are reducing their reliance on traditional banks. Her new book, The Unbanking of America, shares how every day individuals, from business owners...

How to Pay Your Bills On time

Many Americans struggle to pay bills on time for one simple reason: they never learned how. Learning good financial sense isn't always taught like how to ride a bike or how to do your own laundry. If you aren't paying your bills on time regularly,...